Advice and Establishment Fees

Our advice and establishment fees are as follows

Lump sum investment, pension fund contribution or transfers - our fees are as follows:

  • Investments up to £500,000 – 3% spread/fee
  • Investments up to £1,000,000 – 2% spread/fee
  • Investments over £1,000,000 – 1% spread/fee

This fee is usually paid to us by investment managers, the operators of collective investment schemes or insurance companies.

Regular Premium Plans - our fees are as follows:

  • Pensions up to £1,000 pm – 3% of each premium
  • Pensions between £1,000 - £10,000 pm – 2% of each premium
  • Pensions over £10,000 pm – 1% of each premium
  • Contract of insurance – Brokerage commissions

Management and Ongoing Service

Our fee for ongoing policy administration, management and servicing is 0.75% of the fund value per annum. This fee is usually paid to us by investment managers, the operators of collective investment schemes or insurance companies.

Hourly Fees

If we propose to operate on an hourly fee basis, we will agree its basis, frequency and method with you in writing before we carry out any chargeable work.

We will require you to sign a fee agreement letter, which is a supplementary to these terms of business to establish and set out the basis on which we will charge for our services.

Our fee scale is as follows:

  • CII Advanced Diploma Qualified Adviser – £180 per hour
  • CII Diploma Qualified Adviser – £155 per hour
  • CII Certificate Qualified Adviser – £100 per hour
  • CII Certificate Qualified Para Planner – £50 per hour
  • Administration – £25 per hour
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