Who We Are

Chris Davies

Chris DaviesChris Davies is the Managing Director of Estate Capital Financial Management and has been providing professional financial advice for over 22 years. He is a Chartered Financial Planner one of only a handful in Wales. He is a member of the Personal Finance Society and Chartered Insurance Institute. Chris holds CII Diploma in Financial Planning (DipPFS) and Advanced Diploma in Financial Planning (APFS) through holding Diploma and Advanced Diploma in Investment Planning, Pension Planning and Financial Planning.

Chris has been responsible for the research, selection and performance of the five Estate Capital Investment Portfolios since their inception in 2004. He takes responsibility for the investment strategies for private clients, trust funds, charity investments, occupational money purchase pension schemes, group personal pensions and pension fund drawdown accounts. Currently he has funds under advice of £41 million.

Chris also works with corporate clients on the audit, review and tendering process for new pension schemes and upgrading existing ones. In addition, Chris takes responsibility for the selection of actuarial services and investment managers for occupational final salary schemes.

Jill Delgado

Jill DelgadoJill Delgado is a Specialist Pensions Consultant who has spent all of her working life in the financial services industry. She is a Fellow of both the Chartered Insurance Institute and the Pensions Management Institute.

Having worked previously with benefit consultancy practices, various financial advice practices and with an in house pensions administration team, she has much experience in dealing with the technical aspects of pensions, both individual and corporate.

Jill´s speciality is analysing current pension arrangements and suggesting possible alternative solutions.

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