Our fee structure is designed to offer loyal clients a reward for growing their wealth through us.
We think it is important to offer clients simple, fair and transparent fees. We aim to ensure value from a well-resourced advice service that aligns our mutual interests.
Our initial client meeting is offered at no cost or obligation. We will meet those costs as we are yet to understand and agree how best we can work together. We are only remunerated if we act on your instruction and behalf.
Our advice and establishment fee is an initial one-off fee based on the capital sum invested or the monthly contribution made into a plan we have recommended. This fee starts at 2% but reduces to 0.25% depending upon the size of the investment. The tiers of funds invested are listed below.
We will receive an intermediary commission from the selected insurance company for the advice and arrangement of a contract of insurance or annuity purchase, which will be met through product charges.
Our service and management fee is an annual percentage of funds under advice. This fee starts at 0.75% per annum but reduces to 0.5% per annum as funds under advice increase. The tiers of funds under advice are listed below.
For certain specialist tasks we charge a fixed fee. Areas of work covered include:
Our fees are charged for the advice and arrangement of financial products. The advice, arrangement and ongoing management of financial products is a regulated activity and is exempt from VAT. Our fixed fees may attract VAT.
Areas of Financial Advice
Chartered Financial Adviser
Independent Financial Adviser
Paraplanner and IT Manager
Need Financial Advice
If you would like to discuss any financial issues, we would be pleased to answer any questions you may have.