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Family Protection

Ensure your financial security for when you might need it most.

Family Protection

Family Protection Insurance

We know that parents have many responsibilities including making sure all is well if the worst happens. One of the greatest risks any person faces is that of serious ill health and long-term disability and the impact that has on one’s income and lifestyle. For a family, the death or incapacity of a parent can have a catastrophic impact on those left behind.

At Estate Capital we care for our clients and their families. We want them to be safe and secure in the knowledge that whatever life throws at them they will be able to cope.

We understand the financial worries that concern people. We have helped many clients protect themselves in the event of serious illness, loss of income due to ill health or injury. We have helped families who sadly lose loved ones, come to terms with their loss with the help of the financial security we put in place for them.

Mortgage Protection Insurance

You may be a home owner with the responsibility of paying a mortgage over many years ahead.

It is a great sense of pride and fulfilment to buy a first home or move to a new one. The sense of security is also matched by the feeling of responsibility. The responsibility of having a mortgage brings with it obligation to repay the loan.

One of the greatest risks any person faces is that of serious ill health and long-term disability and the impact that has on one’s income and ability to meet financial commitments. For a family, the death or incapacity of a parent can have a catastrophic impact on those left behind particularly if loans are outstanding.

Income Protection Insurance

Ill health is a risk we all live with. Long term illness, injury or incapacity can have a life changing impact particularly if ill health or disability affects one’s ability to earn a living. This is particularly true for the self-employed or business owners.

Even employees working for large organisations may only benefit from one month or three months sick pay. The loss of taxable earnings or net profits from a period of ill health can be protected for the whole of ones working life.

Client Story - Investment Advice

Someone you can trust
Elizabeth Roberts

It’s Chris’s personal approach that makes all the difference to me, it makes such a difference having someone you can trust. When my husband died, I was very fragile, and Chris understood that.

Client Testimonials

Please read the many testimonial endorsements our clients have provided on this website to see what they say about our advice and on-going service.

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Download our free guide to family and business protection

A Guide to Family & Business Protection

Make better-informed financial decisions that are right for you to ensure your financial security for when you might need it most.

Guide to Family & Business Protection

Financial Guides

Please read the many free financial guides we have provided on this website to help you make better-informed financial decisions that are right for you.

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Our financial advisers have a wealth of experience helping clients with their life and health insurance needs. We believe it’s important that you to have confidence and peace-of-mind in the security of your future.

Chris Davies

Chris Davies

Chartered Financial Adviser View Profile

Chris Davies

Chartered Financial Adviser
Phil Johnson

Phil Johnson

Independent Financial Adviser View Profile

Phil Johnson

Independent Financial Adviser
Kevin Jones

Kevin Jones

Independent Financial Adviser View Profile

Kevin Jones

Independent Financial Adviser
Mandy Armstrong

Mandy Armstrong

Paraplanner and IT Manager View Profile

Mandy Armstrong

Paraplanner and IT Manager

Call 01792 477763 today or contact us and we'll arrange an initial meeting at no cost, to discuss your circumstances and explain how we can help you.

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