Sound knowledge
Paul McAdam
They’re streets ahead of any of the other financial advisers I’ve worked with in the past. What reassures me about them most is their knowledge.
Call us on 01792 477763
Wealth Management
Co-ordinate your investments, grow capital and increase your income.
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Building Wealth
We focus our advice on creating bespoke wealth management plans that help you fulfil your financial objectives, expectations and responsibilities. By aligning your current circumstances with your objectives, our financial advisers will work with you to create a long-term plan that also gives you the financial freedom to enjoy life to the full.
Estate Capital provide coordinated advice on deposits, investments, insurance, pensions, taxation and estate planning, to ensure that you’re getting the very best returns from all of your investments.
Understanding
We take care to understand your financial position and income requirements. Only through thorough assessment and understanding your requirements, can we construct an investment solution that is ideally suited to you. And, over time your needs and priorities will change and your financial arrangements will need to adapt accordingly.
Good Returns
We want you to benefit from good investment returns as well as being comfortable with the means by which your returns are achieved. It is important that your attitude to risk and your investments are regularly reviewed to ensure that they remain aligned with your objectives.
Sound knowledge
Specialist support
Anthony Rotondo
If I’ve got a problem with my heating I get a plumber in – it’s the same with financial advice; you need a specialist who can look after it for you.
A Guide to Investment Management
Maximise your returns with a level of risk you’re entirely comfortable with and make better informed investment decisions that are right for you.
Guide to Investment ManagementOur initial client meetings are offered without cost or obligation. We will meet these costs as we are yet agree how best we can work together.
Wealth management is the efficient management and co-ordination of each aspect of your overall estate. This includes cash deposits, investments, loans, insurance protections, pension funds and taxation planning.
We regularly review our client’s assets against agreed risk levels and national industry benchmarks in order to match risk and expectations.
We review at each meeting whether your capacity for loss and your appetite for risk remains constant or changed. We act on any changes by adapting your plan.
We review and update our in house investment portfolios every six months. We assess our asset allocation and fund selection from detailed and extensive research completed both in house and via third parties. Third party investments are monitored in the same way to ensure efficient use of capital.
Each week we research the highest paying deposit accounts. This weekly listing helps us advise clients on the best home for cash deposits.
For all clients entering retirement we produce a detailed cash flow model of pension fund capital values and income withdrawal using prudent growth measures. These reports offer clarity and confidence of future income and capital.
We review pension draw-down accounts annually to assess the performance of the underlying funds, current income levels and future needs, changes in legislation and the overall risk and sustainability of the fund.
Any changes in career or family circumstances will prompt the need for a review of personal protection to ensure those who need it are protected fully and effectively.
Ask us a question
As a FT Adviser Top 100 firm with a client retention rate of 98.7% and more than £330 million worth of assets overseen by our team – our clients have peace-of-mind that their finances are in safe hands.
£330M
Under Management
98%
Client Satisfaction
927
Happy Clients
6640
Active Plans
Chris Davies
Chartered Financial Adviser View ProfileChris Davies
Chartered Financial Adviser
Phil Johnson
Independent Financial Adviser View ProfilePhil Johnson
Independent Financial Adviser
Kevin Jones
Independent Financial Adviser View ProfileKevin Jones
Independent Financial Adviser
Liam Connor
Client Relations Manager View ProfileLiam Connor
Client Relations ManagerCall 01792 477763 today or contact us and we'll arrange an initial meeting at no cost, to discuss your circumstances and explain how we can help you.
Financial News & Investment Views from our blog | Read More
24 May 2022
Equity and bond markets are currently looking difficult to invest in.
2022 has been unprecedented in terms of the challenges facing the world economy. The post covid boost in asset values due to massive government stimulus funding and interest rate cuts has been repl...
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24 May 2022
Consider a lower risk profile in order to protect against further downside risk.
As far as the US S&P 500 index is concerned, we are nearly in bear market territory with falls of almost 20% this year while the FTSE100 is down 7%. Investors have endured the pain of a pro-longed ...
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19 May 2022
Is the market signalling an end to this economic cycle?
Equity, credit and bond markets around the world have posted negative returns in the first five months of 2022. This has been driven by a combination of historic re-pricing of asset values due to t...
Read more...About Estate Capital
Financial Services
Our Contacts
7 Uplands Crescent,
Swansea, South Wales,
SA2 0PA.
Tel: 01792 477763