Welcome to

Estate Capital

At Estate Capital Financial Management we focus our advice on creating bespoke financial planning that helps you fulfil your objectives, expectations and responsibilities.

By aligning your current circumstances to your objectives, our financial advisers will work with you to create a long-term plan that can give you the financial freedom to enjoy life to the full.

  • Initial consulation free of charge or obligation
  • Clear and transparent advice process
  • Make better-informed financial decisions
  • Established, trusted and resourceful

We work with a diverse range of private clients; from individuals seeking reassurance that they’re financially prepared for their future, to high net worth clients seeking to maximise the returns of each of their investments.

All of our clients benefit from a clear understanding of the options available, regular reviews with our advisers and the on-going support from our entire team – our purpose is to help you achieve your financial objectives.

Clear Financial Advice

Clear Financial Advice

Make better-informed financial decisions that are right for you

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Pension Advice

Helpful Pension Advice

Have confidence in your pension and peace-of-mind to enjoy life now

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Wise Investment Advice

Wise Investment Advice

Make better-informed investment decisions that work for you

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Estate Planning and Inheritance Tax

Estate Planning

Help your children inherit more and give them the best future possible

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Why choose Estate Capital ?

Client Focused

We are chartered, established and client focused. We are well qualified and conduct all research in house rather than rely on third parties. This approach gives us knowledge and understanding.

Relevant Advice

Our advice is relevant, considered and reviewed. It is important that your attitude to risk and tolerance of loss are regularly assessed to ensure that they remain aligned with your objectives.

Trust and Integrity

Trust and integrity are at the heart of what we do. Without these fundamental ingredients, no business can flourish. We put our clients’ interests at the forefront of our considerations at all times.

Quality Service

Financial planning is not a one-off event, it is lifelong. We therefore provide a highly valued, regular and on-going face to face advice and management service to our clients.

Trend Following Portfolios

Consider a low cost, risk controlled investment strategy.

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ESG Sustainable Portfolios

Consider an ethical and sustainable investment strategy.

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Investment Trust Portfolios

Consider an alternative growth investment strategy.

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Top 100 Financial Advisers 2018

Estate Capital entered the FT Adviser Top 100 Financial Advisers list for 2018. This list sets out to showcase some of the best financial advisers in the UK. Estate Capital was the only Welsh IFA firm to make the list.

Estate Capital Financial Management

Chris Davies is qualified as a Chartered Insurance Institute (CII) Chartered Financial Planner. This is the gold standard of financial advice qualification. Still today less than 10% of all professional financial Advisers in Wales hold this level of qualification. We have four members of our current staff working towards this qualification.

Independent Financial Adviser Logo

We are committed to providing professional unbiased advice and therefore remain completely independent from any bank, building society, insurance company or investment manager.

Client Story - Investment Advice

Sound knowledge
Paul McAdam

They’re streets ahead of any of the other financial advisers I’ve worked with in the past. What reassures me about them most is their knowledge.
Client Story - Pension Transfer

Straightforward advice
Martin Rees

What really helped was having Phil explain things to me in great detail, without the jargon, which enabled me to make an informed decision. He made everything seem straightforward.
Client Story - Investment Advice

Specialist support
Anthony Rotondo

If I’ve got a problem with my heating I get a plumber in – it’s the same with financial advice; you need a specialist who can look after it for you.


Under Management


Client Satisfaction


Happy Clients


Active Plans

Built on the experience, knowledge and dedication of our team, Estate Capital are trusted by 927 loyal clients, a client retention rate of 98.7% and more than £330 million of assets overseen by our team, our clients have peace-of-mind that their finances are in safe hands.

Financial News & Investment Views from our blog | Read More

Governor Jerome Powell
17 May 2022

Markets are pricing in further rate rises.

The Federal Reserve as expected, raised the Federal Funds Rate by 0.5% to 1% on May 4th in order to combat rampant inflation. Jerome Powell, the Fed Chairman has in the past stated that he thought ...


Our Contacts

Estate Capital Financial Management
7 Uplands Crescent,
Swansea, South Wales,
SA2 0PA.
Tel: 01792 477763