Welcome to

Estate Capital

At Estate Capital Financial Management we focus our advice on creating bespoke financial planning that helps you fulfil your objectives, expectations and responsibilities.

By aligning your current circumstances to your objectives, our financial advisers will work with you to create a long-term plan that can give you the financial freedom to enjoy life to the full.

  • Initial consulation free of charge or obligation
  • Clear and transparent advice process
  • Make better-informed financial decisions
  • Established, trusted and resourceful

We work with a diverse range of private clients; from individuals seeking reassurance that they’re financially prepared for their future, to high net worth clients seeking to maximise the returns of each of their investments.

All of our clients benefit from a clear understanding of the options available, regular reviews with our advisers and the on-going support from our entire team – our purpose is to help you achieve your financial objectives.

Clear Financial Advice

Clear Financial Advice

Make better-informed financial decisions that are right for you

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Pension Advice

Helpful Pension Advice

Have confidence in your pension and peace-of-mind to enjoy life now

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Wise Investment Advice

Wise Investment Advice

Make better-informed investment decisions that work for you

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Estate Planning and Inheritance Tax

Estate Planning

Help your children inherit more and give them the best future possible

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Why choose Estate Capital ?

Client Focused

We are chartered, established and client focused. We are well qualified and conduct all research in house rather than rely on third parties. This approach gives us knowledge and understanding.

Relevant Advice

Our advice is relevant, considered and reviewed. It is important that your attitude to risk and tolerance of loss are regularly assessed to ensure that they remain aligned with your objectives.

Trust and Integrity

Trust and integrity are at the heart of what we do. Without these fundamental ingredients, no business can flourish. We put our clients’ interests at the forefront of our considerations at all times.

Quality Service

Financial planning is not a one-off event, it is lifelong. We therefore provide a highly valued, regular and on-going face to face advice and management service to our clients.

Top 100 Financial Advisers 2018


Top 100 Financial Advisers 2023


Estate Capital has entered the FT Adviser Top 100 Financial Advisers list for both 2018 and 2023. This list sets out to showcase some of the best financial advisers in the UK.

Passive Portfolios

A risk rated portfolio of equity and bond index tracking funds focused on capital growth at very low cost.

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Growth Portfolios

A risk rated portfolio of passive and active funds focused upon capital growth at low cost.

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Drawdown Portfolios

A risk rated portfolio designed to grow and protect asset values by smoothing long-term returns.

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Estate Capital Financial Management

Chris Davies and Robin Burden are both qualified as a Chartered Insurance Institute (CII) Chartered Financial Planners. This is the gold standard of financial advice qualification. Still today less than 10% of all professional financial Advisers in Wales hold this level of qualification. Estate Capital has two. We have four other members of our current staff working towards this qualification.

Independent Financial Adviser Logo

We are committed to providing professional unbiased advice and therefore remain completely independent from any bank, building society, insurance company, investment company or fund manager. Our sister company Crossing Point Investment Managers is also independent from any bank, building society, insurance company, investment company or fund manager.

cyber essentials

Estate Capital has achieved the Cyber Essentials Accreditation. Guarding against the most common cyber threats and demonstrating our commitment to cyber security.

Client Story - Investment Advice

Sound knowledge
Paul McAdam

They’re streets ahead of any of the other financial advisers I’ve worked with in the past. What reassures me about them most is their knowledge.
Client Story - Pension Transfer

Straightforward advice
Martin Rees

What really helped was having Phil explain things to me in great detail, without the jargon, which enabled me to make an informed decision. He made everything seem straightforward.
Client Story - Investment Advice

Specialist support
Anthony Rotondo

If I’ve got a problem with my heating I get a plumber in – it’s the same with financial advice; you need a specialist who can look after it for you.


Under Management


Client Satisfaction


Happy Clients


Active Plans

Built on the experience, knowledge and dedication of our team, Estate Capital are trusted by 927 loyal clients, a client retention rate of 98.7% and more than £330 million of assets overseen by our team, our clients have peace-of-mind that their finances are in safe hands.

Financial News & Investment Views from our blog | Read More

Finance Minister of Germany Olaf Scholz
07 December 2023

The Eurozone has not grown at all in 2023.

The Eurozone looks as if it has entered recession with slowdowns in the major economies shrinking GDP growth to -0.1% in Q3. Germany has a Q3 GDP growth rate of -0.4%, France was 0.7% and Italy 0.0...


Our Contacts

Estate Capital Financial Management
7 Uplands Crescent,
Swansea, South Wales,
SA2 0PA.
Tel: 01792 477763