The Crossing Point Investment Portfolios

Passive Portfolios

The Passive portfolios are “buy and hold” model portfolios which invest only in low-cost index tracking funds. The portfolios use a traditional diversified asset allocation that is further refined and informed through our unique research into trend and market sentiment indicators on a quarterly basis.

There are seven Passive portfolios which bring together low-cost index tracking funds from leading fund management groups. This portfolio range provides diversity of assets and seeks capital growth across global equity and bond markets at a very low cost to the investor.

The Passive portfolios are designed to assist in efficient, reliable, very low-cost investment and pension accumulation strategies. There are seven risk related strategies and all portfolios are benchmarked against the most relevant Investment Association (IA) national average.

The Passive Portfolios are our default recommendation range.

Growth Portfolios

The Growth portfolios bring together a blend of low-cost equity and bond index trackers as well as leading active investment funds invested on a “buy and hold” basis. This blend seeks to bring the best of low-cost passive and leading active management into one portfolio range to provide a diversification of assets focused on capital growth at a competitive price. The portfolios use a traditional diversified asset allocation that is further refined and informed through our unique research into trend and market sentiment indicators on a quarterly basis.

There are five Growth portfolios which bring together low-cost index tracking funds and active investment funds from leading fund management groups. This portfolio range provides diversity of assets and seeks capital growth across global equity and bond markets at a low cost to the investor.

The Growth portfolios are designed to assist in efficient, reliable, low-cost investment and pension accumulation strategies. All portfolios are benchmarked against the most relevant Investment Association (IA) national average.

Guardian Portfolios

The Guardian Portfolios seek to protect capital assets and are particularly aimed at investors taking income from a pension fund. These portfolios move away from traditional buy and hold strategies by using advanced algorithms that monitor and signal when to buy, hold or sell a range of index tracking funds, thus allowing the portfolio through tactical trading to fully participate in up markets and reduce or remove equity exposure in down markets. The portfolios provide a more smoothed consistent return at lower risk and lower cost.

The portfolios are monitored daily but updated normally monthly if trading’s are signalled. During periods of market stress trades may be much more reactive and frequent. There are five Guardian portfolios which bring together low-cost index tracking funds from leading fund management groups.

This portfolio range provides diversity of assets and seeks capital growth across global equity and bond markets at a low cost to the investor. All portfolios are benchmarked against the most relevant Investment Association (IA) national average.

Fusion Portfolios

Fusion Portfolios are a blended growth strategy that invests into both active and passive investment funds. These portfolios are monitored daily but updated, reviewed, and rebalanced as required. The portfolios benefit from the investment research used in the Guardian Portfolios to signal when to hold assets. There are five Fusion portfolios which bring together low-cost index tracking funds and active investment funds from leading fund management groups.

This portfolio range provides diversity of assets and seeks capital growth across global equity and bond markets at a low cost to the investor. All portfolios are benchmarked against the most relevant investment Association (IA) national average.

Green Path Portfolios

Green Path Portfolios are designed for ethically minded investors requiring capital growth and offer a range of three risk related portfolios, where the underlying assets are low-cost passive index tracking funds or exchange traded funds. These funds fully comply with established environmental, ethical, and social (ESG) selection criteria for sustainability. We monitor the ethical integrity of the underlying funds using established national ratings.

This portfolio range provides diversity of assets and seeks capital growth across global equity and bond markets at a low cost to the investor. The portfolios are monitored daily but updated, reviewed, and rebalanced as needed.

There are three risk related Green Path strategies and all portfolios are benchmarked against the most relevant Investment Association (IA) national average.

Heritage Portfolios

Heritage Portfolios are capital accumulation strategies using the growth potential of closed ended investment companies, otherwise called Investment Trusts. Investment Trusts were first established in the Victorian period and have enjoyed decades, if not centuries, of investment success.

The Heritage portfolios bring together a blend of leading investment trusts and low-cost fixed interest index trackers invested on a “buy and hold” basis. This blend seeks to bring the best of low-cost passive and leading active management into one portfolio range to provide a diversification of assets focused on capital growth at a competitive price.

The portfolios use a traditional diversified asset allocation model that is further refined and informed through our unique research into trend and market sentiment indicators on a quarterly basis. Investment trusts often trade at a discount to the underlying value of their holdings.

There are four Growth portfolios which bring together low-cost index tracking funds and active investment trusts from leading fund management groups.