Phil Johnson

Independent Financial Adviser / Pensions Director

Phil Johnson Independent Financial Adviser


Phil is an independent financial adviser and leads the pension’s team. Phil is responsible for the financial planning advice to our private and corporate clients.

Supported by the Estate Capital team, Phil provides well researched and personally relevant guidance across the whole area of wealth management, investment advice, retirement and estate planning.

Phil is a specialist in the area of occupational pension scheme transfers and pension scheme draw-down.

Phil joined the Estate Capital team in 2015 taking up the position of Pensions Director. Prior to his current role he worked for major national insurance companies for twenty eight years. Most of his career has been spent advising advisers on the most suitable options for pension provision. It is his knowledge and experience of the pensions and insurance market that helps us deliver a first class service to our private and corporate clients.

Phil is responsible for our updates on pension legislation and taxation and contributes to our blog page.

Phil is currently studying towards the Chartered Insurance Institute (CII) Advanced Diploma in Investment Planning and Advanced Diploma in Financial Planning which he expects to complete this year.

Key Qualifications

  • Chartered Insurance Institute (CII) Diploma in Financial Planning (Dip PFS)
  • Chartered Insurance Institute (CII) Advanced Diploma for Pension Planning
  • Merit Award CII K10 Retirement Options 2005
  • Member of the Personal Finance Society
  • Chartered Insurance Institute (CII) AF7 Pension Transfers

What our clients say about Phil Johnson - Independent Financial Adviser.

Our Contacts

Estate Capital Financial Management
7 Uplands Crescent,
Swansea, South Wales,
SA2 0PA.
Tel: 01792 477763