Increasingly, UK savers are losing track of their pensions. In October 2024, research by Pensions UK found that the total value of lost pension pots had risen by 60% since 2018. Losing track of your pensions can be costly. Across…
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Retiring should be a milestone you look forward to. It’s a chance to spend your time how you want and do the things you’ve been putting off because work has been in the way. Yet, sadly, research shows UK adults…
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Over the past year, The Crossing Point Growth Portfolios have delivered some of the strongest results in the entire UK MPS market. According to Morningstar (30/09/25), every one of the Growth Portfolios sits comfortably on page one of their respective…
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Crossing Point have made several changes to the Heritage portfolios to reflect recent developments in global markets, valuations, and trade policy. Macroeconomic Backdrop Global markets still face a mix of slowing labour market momentum and tariff-driven frictions. Since September, central-bank…
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On 26 November, the chancellor, Rachel Reeves, will deliver the government’s Autumn Budget, setting out fiscal plans for the year ahead and beyond. There’s speculation that some of the announcements could affect homeowners, including changes to Stamp Duty. According to…
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Traditionally, you’d go from full-time employment to retirement on a set date. Now, more workers are embracing retirement flexibility and choosing to phase gradually into the next stage of their lives. Indeed, a survey published in September 2024 by WTW…
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Taking control of your finances can be frightful. Complex rules that are easy to overlook could mean you fall for a “trick” when making financial decisions this Halloween, but a tailored financial plan could help you avoid falling for them.…
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There were ups and downs for investors during September 2025, with disappointing economic data dampening the market at times. However, some positive outcomes also emerged. Read on to find out what might have influenced your investment portfolio’s recent performance. Investors…
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Estate Capital have been nationally recognised once more What a year it has been, the 2025 Budget looms ever near, inflation remains persistently high at 3.8 per cent and those rate cuts the market had been pricing in might not…
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