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Passive portfolios hold equity and bond tracker funds on a buy and hold basis to seek capital growth at a low cost.
Growth portfolios hold a blend of active and passive equity and bond assets on a buy and hold basis to seek capital growth.
Guardian portfolios hold low-cost equity and bond assets to capture upside growth and aim to manage volatility to protect portfolio values from downside losses.
Fusion portfolios hold a combination of passive and active funds to capture upside growth and aim to protect portfolio values from downside losses.
Green Path portfolios hold equity and bond assets to take a positive approach to responsible investment.
Heritage portfolios hold actively managed investment trusts to gain greater capital growth over the longer term.
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From 6 April 2016 the Employment Allowance will be increased to £3,000 for some employers. However, from April 2016 incorporated companies where the sole employee is the director will now be excluded from receiving this allowance.
Since the introduction of retirement freedoms from 6th April 2015 the changes above have provided for further planning opportunities. Prior to 6th April 2015 only a dependant of the member could receive a drawdown income on the member’s death. Now…
US Investment Bank Morgan Stanley have just issued a so called “full house” buy alert on international stock markets. This “full house” buy alert is the first since February 2009 and effectively is calling the bottom of this summer’s equity…
Estate Capital would like to congratulate all the local businesses that have made the Swansea Bay Business Life Top 100 Companies. The annual awards sponsored by Barclays Corporate and PWC highlight the success of local enterprise. We are pleased to…
When the Board of the US Federal Reserve meet on Wednesday and Thursday this week they will debate whether to raise the US Fed Funds interest rate. If they do this will be the first rate rise from a developed…
A new National Living Wage (NLW) will be introduced from April 2016. This will start at £7.20 an hour with a rise to £9 an hour by 2020. The NLW will be compulsory for all working people aged 25 and…
In recent weeks all the financial news has been focused upon a solution for the Greek debt crisis. The referendum in Greece followed by the financial and political negotiations in Brussels, has keep this current Greek tragedy on the front…
The amount that can be saved in a pension tax free each year – the annual allowance – has been set at £40,000 since April 2014. After the budget on 8th July there will be what is called a post-alignment…
The global turmoil in stock markets has prompted many economists and bankers to put back their expectations for a September rise in the US Federal Reserve funds rate. Barclays Bank is now predicting a March 2016 rate rise, while some…
