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Balanced Investor

You are aiming for higher long term returns & accept poorer performance. You accept the risk of a greater than moderate loss.

Risk 5 portfolio cover

Balanced Beta Portfolio

The Balanced Beta Portfolio is a passive growth strategy. It is aimed at medium to long term investors who are seeking above average capital growth from a balanced portfolio of mainly equity investments.

The chosen investment funds can invest in UK and overseas equities, commercial property, cash and fixed interest securities. Passive funds replicate the stock-holdings of an underlying index. Since these funds track the composition and performance of the underlying index, there are low levels of human involvement and so the funds have a lower total expense ratio.

The Balanced Beta Portfolio performance is benchmarked against the average performance of the IA Mixed Investment 20%–60% sector and has a risk rating and investor profile of 5 out of 10. The Balanced Beta Portfolio is the Estate Capital default portfolio for regular pension contributions.

5RISK
Potential return of 22.24% & potential loss of -12.66%


38%ACTIVE
Managed daily by our personally selected fund managers


40%EQUITY
Held in risk to drive growth, vs the stability of bonds & property


0.61%FEES
The weighted total cost for the portfolio including management, trading & research costs


Risk

A risk level 4 investor should be prepared to accept annual returns somewhere within the range of a -12.66% loss and a 22.24% gain β€” returns within this range would be expected 95% of the time. It should be remembered that there is a 5% chance that risk level 4 portfolios will experience an annual return outside this range β€” this means an investor may experience losses greater than -12.66% or gains greater than 22.24% at some point(s) during their investment in one year.

Prospective Risk Level

Prospective Risk Level 4

Historic Risk Level

Historic Risk Level 3

Call 01792 477763 today or contact us and we'll take the time to understand your financial objectives before recommending a portfolio that's right for you.

Chris Davies

Chris Davies

Chartered Financial Adviser View Profile

Chris Davies

Chartered Financial Adviser
Phil Johnson

Phil Johnson

Independent Financial Adviser View Profile

Phil Johnson

Independent Financial Adviser
Kevin Jones

Kevin Jones

Independent Financial Adviser View Profile

Kevin Jones

Independent Financial Adviser
Liam Connor

Liam Connor

Client Relations Manager View Profile

Liam Connor

Client Relations Manager

Our financial advisers have a wealth of experience helping clients with their investment planning. We can help you build and benefit from wise and prudent investment portfolios. We believe it’s important that you to have confidence in your investments and the peace-of-mind to enjoy life to the full.

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