Chartered Financial Planners
01792 477 763
Balanced Investor

You are aiming for higher long term returns and accept some sustained periods of poorer performance. You accept the risk of a greater than moderate loss.

The Balanced Beta Portfolio is a passive growth strategy. It is aimed at medium to long term investors who are seeking above average capital growth from a balanced portfolio of mainly equity investments.


The chosen investment funds can invest in UK and overseas equities, commercial property, cash and fixed interest securities. Passive funds replicate the stockholdings of an underlying index. Since these funds track the composition and performance of the underlying index, there are low levels of human involvement and so the funds have a lower total expense ratio.

The Balanced Beta Portfolio performance is benchmarked against the average performance of the IMA Mixed Investment 20%–60% sector and has a risk rating and investor profile of 5 out of 10. The Balanced Beta Portfolio is the Estate Capital default portfolio for regular pension contributions.



Potential return of 25.81% & potential loss of -15.65%



Managed daily by our personally selected fund managers



Held in risk to drive growth, vs the stability of bonds & property


A risk level 5 investor should be prepared to accept annual returns somewhere within the range of a -15.65% loss and a 25.81% gain — returns within this range would be expected 95% of the time. It should be remembered that there is a 5% chance that risk level 5 portfolios will experience an annual return outside this range — this means an investor may experience losses greater than -15.65% or gains greater than 25.81% at some point(s) during their investment in one year.

Prospective Risk Level
Prospective Risk Level 5
Historic Risk Level
Historic Risk Level 3