The Speculative Beta Portfolio is a passive growth strategy. It is aimed at medium to long term investors who are seeking above average capital growth from a speculative portfolio of mainly equity investments.

The chosen investment funds can invest in UK and overseas equities, commercial property, cash and fixed interest securities. Passive funds replicate the stock-holdings of an underlying index. Since these funds track the composition and performance of the underlying index, there are low levels of human involvement and so the funds have a lower total expense ratio.

The Speculative Beta Portfolio performance is benchmarked against the average performance of the IA Mixed Investment 40%–85% sector and has a risk rating and investor profile of 7 out of 10.

7RISK
Potential return of 33.42% & potential loss of -21.90%

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24%ACTIVE
Managed daily by our personally selected fund managers

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59%EQUITY
Held in risk to drive growth, vs the stability of bonds & property

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0.44%FEES
The weighted total cost for the portfolio including management, trading & research costs

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Risk

A risk level 7 investor should be prepared to accept annual returns somewhere within the range of a -21.90% loss and a 33.42% gain — returns within this range would be expected 95% of the time. It should be remembered that there is a 5% chance that risk level 7 portfolios will experience an annual return outside this range — this means an investor may experience losses greater than -21.90% or gains greater than 33.42% at some point(s) during their investment in one year.