01792 477 763 Chartered Financial Advisers
Balanced to Speculative Investor

You are aiming for higher long term returns and accept significant fluctuations in value. You accept the risk of a moderately significant loss.

The Speculative Beta Portfolio is a passive growth strategy. It is aimed at medium to long term investors who are seeking above average capital growth from a balanced portfolio of mainly equity investments.

SPECULATIVE BETA PORTFOLIO

The chosen investment funds can invest in UK and overseas equities, commercial property, cash and fixed interest securities. Passive funds replicate the stockholdings of an underlying index. Since these funds track the composition and performance of the underlying index, there are low levels of human involvement and so the funds have a lower total expense ratio.

The Speculative Beta Portfolio performance is benchmarked against the average performance of the IMA Mixed Investment 40%–85% sector and has a risk rating and investor profile of 7 out of 10.


7

RISK

Potential return of 33.67% & potential loss of -21.25%


28%

ACTIVE

Managed daily by our personally selected fund managers


64%

EQUITY

Held in risk to drive growth, vs the stability of bonds & property

RISK

A risk level 7 investor should be prepared to accept annual returns somewhere within the range of a -21.25% loss and a 33.67% gain — returns within this range would be expected 95% of the time. It should be remembered that there is a 5% chance that risk level 7 portfolios will experience an annual return outside this range — this means an investor may experience losses greater than -21.25% or gains greater than 33.67% at some point(s) during their investment in one year.

Prospective Risk Level
Prospective Risk Level 7
Historic Risk Level
Historic Risk Level 4