Wealth Management
Co-ordinate your investments, grow capital and increase your income.
Building Wealth
We focus our advice on creating bespoke wealth management plans that help you fulfil your financial objectives, expectations, and responsibilities. By aligning your current circumstances with your objectives, our financial advisers will work with you to create a long-term plan that also gives you the financial freedom to enjoy life to the full.
Estate Capital provide coordinated advice on deposits, investments, insurance, pensions, taxation, and estate planning, to ensure that you are getting the very best returns from all your investments.
" I’ve been a client of Estate Capital for a number of years and can honestly say they have been a pleasure to work with. Chris and his team have worked tirelessly to strive for my financial goals. With regards to my investments, ISAs, pensions, savings etc, there are dedicated members of the team that specialise in each area, and I have a periodical 6 monthly review of all my investments which falls in line with my aptitude to risk assessment. All in all, I'm very happy. "
Anthony Jones
Understanding
We take care to understand your financial position and income requirements. Only through thorough assessment and understanding your requirements, can we construct an investment solution that is ideally suited to you. And, over time your needs and priorities will change and your financial arrangements will need to adapt accordingly.
Good Returns
We want you to benefit from good investment returns as well as being comfortable with the means by which your returns are achieved. It is important that your attitude to risk and your investments are regularly reviewed to ensure that they remain aligned with your objectives.
Reviews and Rebalancing
A key part of our ongoing service to our investors is the ongoing review and reporting of portfolio performance against national average benchmarks, appropriateness of portfolio, maintaining risk boundaries, fund selections and costs and charges.
Benchmarking
All the portfolios we recommend are benchmarked against established national average performance using the Investment Association’s Mixed Investment.
Investment Solutions
We offer clients advice and access to a range of platform-based investment solutions that are designed to match the requirements of either capital accumulation, income taking decumulation, or ethical and sustainable investment. Our range of advised solutions come in the form of;
- Our Crossing Point portfolios. These portfolios are managed on a discretionary basis.
- The whole of market access to external investment company and insurance company’s products.
All our investment solutions are researched from the whole of market with each of the successful holdings meeting our due diligence and selection criteria. These criteria include performance measures, risk control, technical ratios, consistency of returns, Fund Manager ratings, management, and trading cost. We do recommend, where appropriate, internal solutions to minimise overall costs to investors.
By opting for Estate Capital’s investment advice service, clients benefit from:
Increased efficiency and improved performance
Asset allocation that suits your risk profile
Up-to-date fund selection that reflects the prevailing market conditions
Greater potential to improve returns
It’s important to remember that the value of an investment and the income received from an investment can go down as well as up. Changes in exchange rates or taxation may have an adverse effect on the price, value or income of the investments. Investment returns may be constrained by charges levied and inflation may reduce the value of investments.
