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Passive portfolios hold equity and bond tracker funds on a buy and hold basis to seek capital growth at a low cost.
Growth portfolios hold a blend of active and passive equity and bond assets on a buy and hold basis to seek capital growth.
Guardian portfolios hold low-cost equity and bond assets to capture upside growth and aim to manage volatility to protect portfolio values from downside losses.
Fusion portfolios hold a combination of passive and active funds to capture upside growth and aim to protect portfolio values from downside losses.
Green Path portfolios hold equity and bond assets to take a positive approach to responsible investment.
Heritage portfolios hold actively managed investment trusts to gain greater capital growth over the longer term.
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The Residence Nil Rate Band (RNRB) could potentially save a client’s estate a lot of money in Inheritance Tax. The RNRB began on 6 April 2017. For deaths that occur after this date, estates can claim the RNRB in addition…
The global stock market recovery rally is entering its sixth consecutive week. This has been somewhat surprising given that the economic news is anything but inspiring? The answer has much to do with global monetary liquidity, which became very tight…
We would like to thank the many clients who have been in touch to congratulate us on our entry into the FT Adviser top 100 adviser firms in the UK A particular big thank you goes to David Strawbridge of…
The risk of the UK leaving the EU on the 29th March without a pre-agreed exit deal has significantly increased. For several weeks we had expected an agreed withdrawal agreement and therefore felt a hard Brexit investment strategy was not…
We have been saying for the past six months that the blending and selection of investments for our Investment Portfolios has been challenging with so many global factors conspiring to impact both stock and bond markets. The US tax cuts…
In the ten years since the financial crisis, the combination of central bank’s increasing their bond buying program’s and an increase in household, corporate and government borrowing has taken world indebtedness from US$173tn in 2008 to US$247tn in 2018. Over…
The world has come a long way since the collapse of Lehman Brothers in September 2008. Regulators have overhauled the rules of banking and brokering in an attempt to correct the imbalance that triggered the financial crisis. But ten years…
Fund managers have continued to downgrade forecasts for global growth. The end of Q3 consensus forecasts for 2018 has been reduced to 3.2% from 3.4% in Q2 and for 2019 down to 3% from 3.2%. The most significant changes were…
The exponential growth in China’s economy over the past forty years has brought hundreds of millions of Chinese citizens out of poverty and advanced the Chinese people’s standard of living and personal wealth. This has been done through a command…
